Elmira Savings Bank FSB (ESBK) Income Statement

Income Statement for Elmira Savings Bank FSB  (ESBK) 
$ 17.199   -0.281 (-1.61%) Volume: 2.11 k 3:46 PM EST Feb 10, 2012
Statement: View:
Income [+] in Thousands of Dollars
12/2010 12/2009 12/2008 12/2007 12/2006
Loans 18,185 19,842 20,079 16,466 3,706
Investment Securities 4,503 5,299 - 6,263 1,435
Lease Financing Income - - - - -
Other Interest Income - - 5,149 - -
Federal Funds Sold/Purchased - - - - 35,000
Interest Bearing Deposits - - - - -
Loans Held for Resale - - - - -
Trading Account Securities - - - - -
Time Deposits Placed - - - - -
Other Money Market Investments - - - - -
Total Money Market Investments - - - - 48
Total Interest Income 22,688 25,141 25,228 22,729 5,189
Deposits 4,564 6,075 8,912 9,087 2,228
Short-Term Debt - - - - -
Long-Term Debt 3,205 3,363 2,546 3,090 603
Federal Funds Sold/Purchased - - - - 35,000
Capitalized Lease Obligations - - - - -
Other Interest Expense - - - - -
Total Interest Income 22,688 25,141 25,228 22,729 5,189
Total Interest Expense (7,769) (9,438) (11,458) (12,177) (2,831)
Net Interest Income 14,919 15,703 13,770 10,552 2,358
Loan Loss Provision (515) (592) (919) (525) -
Net Interest Income After Loan Loss Provision 14,404 15,111 12,851 10,027 2,358
Trust Fees by Commissions 1,731 2,011 1,986 1,800 -
Service Charge on Deposit Accounts - - - - -
Other Service Charges - - - - 338
Security Transactions 474 63 380 210 (911)
Premiums Earned - - - - -
Net Realized Capital Gains 1,128 1,288 545 - -
Investment Banking Profit - - - - -
Other Non-Interest Income 1,260 1,276 2,834 549 158
Non-Interest Income 4,593 4,638 5,745 2,559 (415)
Salaries and Employee Benefits 7,591 8,574 9,056 6,396 1,155
Net Occupancy Expense 2,026 2,231 2,333 1,692 420
Promotion and Advertising 483 502 749 571 154
Property/Liability Insurance Claims - - - - -
Policy Acquisition Costs - - - - -
Amortization of Deferred Policy Acquisition Costs - - - - -
Current and Future Benefits Expense - - - - -
Other Non-Interest Expense 1,759 1,763 2,158 1,140 791
Income, Acquired in Process R&D - - - - -
Income, Restructuring and M&A - - - - -
Other Special Charges - - - - -
Non-Interest Expense (11,859) (13,070) (14,296) (9,799) (2,520)
Special Income/Charges - - - - -
Net Income Before Taxes 7,138 6,679 4,300 2,787 (577)
Premium Tax (Credit) - - - - -
Minority Interest (5) (5) (5) - -
Income Taxes (2,300) (2,148) (1,277) (692) 315
Net Income from Continuing Operations 4,833 4,526 3,018 2,095 (262)
Net Income from Discontinued Operations - - - - -
Net Income from Total Operations 4,833 4,526 3,018 2,095 (262)
Extraordinary Income/Loss - - - - -
Income from Cum. Effect of Acct Change - - - - -
Income from Tax Loss Carryforward - - - - -
Other Gains - - - - -
Total Net Income 4,833 4,526 3,018 2,095 (262)
Normalized Income 4,833 4,526 3,018 2,095 (262)
Net Income Available for Common 3,382 3,116 2,101 2,095 (262)
Results [+] in Dollars (Preferred Dividends in Thousands)
12/2010 12/2009 12/2008 12/2007 12/2006
Dividends Paid Per Share 0.73 1.47 0.75 0.70 0.61
Preferred Dividends 1,451 1,410 917 - -
Basic EPS from Continuing Operations 1.59 1.47 1.00 1.22 -1.48
Basic EPS from Discontinued Operations 0.00 0.00 0.00 0.00 0.00
Basic EPS from Total Operations 1.59 1.47 1.00 1.22 -1.48
Basic EPS from Extraordinary Inc 0.00 0.00 0.00 0.00 0.00
Basic EPS from Cum. Effect of Acct Chg 0.00 0.00 0.00 0.00 0.00
Basic EPS from Tax Loss Carryforward 18,185 19,842 20,079 16,466 3,706
Basic EPS from Other Gains(Loss) 0.00 0.00 0.00 0.00 0.00
Basic EPS, Total 1.59 1.47 1.00 1.22 -1.48
Basic Normalized Net Income/Share 1.59 1.47 1.00 1.22 -1.48
Diluted EPS from Continuing Operations 1.56 1.45 0.99 1.21 -1.48
Diluted EPS from Discontinued Operations 0.00 0.00 0.00 0.00 0.00
Diluted EPS from Total Operations 1.56 1.45 0.99 1.21 -1.48
Diluted EPS from Extraordinary Inc 0.00 0.00 0.00 0.00 0.00
Diluted EPS from Cum. Effect of Acct Chg 0.00 0.00 0.00 0.00 0.00
Diluted EPS from Tax Loss Carryforward 0.00 0.00 0.00 0.00 0.00
Diluted EPS from Other Gains(Loss) 0.00 0.00 0.00 0.00 0.00
Diluted EPS, Total 1.56 1.45 0.99 1.21 -1.48
Diluted Normalized Net Income/Share 1.56 1.45 0.99 1.21 -1.48
Revenues Year-to-Date 27,281 29,779 30,973 25,288 4,774
Income Year-to-Date from Total Operations 4,833 4,526 3,018 2,095 (262)
EPS Year-to-Date from Total Operations 1.56 1.45 0.99 1.21 -1.48
Dividends Paid Per Share, Year-to-Date 0.73 1.47 0.75 0.70 0.61